Understanding Your Dental Insurance in San Jose, CA
If you have dental insurance, do you feel confident you understand your benefits? Dental insurance can cover children and adults of any age and include a variety of dental services, so you don’t have to pay entirely out of pocket. Make sure you’re getting the most out of your dental benefits by taking the time to fully understand what your policy covers, taking special note of calendar year limits. At Moradi Signature Smiles, we’ll help you stay healthy and keep the costs as affordable as possible, by working with your insurance company.
Remember, we accept patients with and without dental insurance, so please visit the New Patients page to make your first appointment with us today.
Watch the Calendar to Utilize Your Full Dental Benefits
For patients who are covered by dental insurance through an employer or by purchasing their own plan, benefits usually need to be used within the calendar year before they reset. That means if you don’t take advantage of the preventative and general dental services covered in your policy, you won’t get to access them until the following year. Take a moment to check your plan’s start date (which may not be until January 1), and note how many months you have left to use the healthcare benefits you’re paying and working for!
If you haven’t had a dental exam or teeth cleaning in a while, it’s probably time. Moradi Signature Smiles recommends adults and most children visit us twice per year to keep your teeth and gums happy. Once you’re part of our family of patients, we’ll send you a convenient reminder when it’s time to come back. We want to help you stay healthy and maximize the benefits you’re entitled to under your dental insurance.
Dental Services Covered by Insurance
If you have dental insurance, Moradi Signature Smiles can provide all of our General Family Dentistry services, as well as many of our Specialty Procedures under your policy, depending on the details of your insurance plan. Below are some examples of the dental services covered by most insurances:
- Regular Dental Checkups
- Dental Crowns & Fillings
- Root Canal Treatment
- CEREC® Same Day Dentistry
- Periodontal Gum Treatment
- Dental Bridges
- Night Guards
- Oral Cancer Screening
Often, even the most basic insurance plan will cover preventative and general care, such as regular checkups, exams, teeth cleaning, and X-rays. Preventative care will help you avoid serious dental problems down the road and save both you and your insurance company money.
Additional services, such as restorative work, surgery, or Cosmetic Dentistry, may be covered in full, in part, or not at all, depending on the policy you hold. Check with your provider to confirm how much the plan will pay for these services.
If our dental team recommends a service but you aren’t sure if it’s covered, don’t worry; just let our team know you’d like to confirm with your insurance provider and we’ll help you contact them. As our patient, you are always in control of the costs and your treatments; it’s our job to make great healthcare as accessible as possible.
Contact Moradi Signature Smiles today to make an appointment!